A couple celebrating their first home in front of a Florida house

Florida Home Loan Advisor · NMLS #2222259

Buying your first home starts here.

Personalized home loans across Florida, with clear guidance from pre-approval to closing.

Start Your Loan Today

First-Time Home Buying

Turn your dream into an address with clear guidance from pre-approval through closing.

Refinancing

Explore options that align your mortgage with the goals you have today.

Investment Property Loans

Find financing for your next real estate investment and portfolio goals.

Self-Employed Borrowers

A thoughtful look at your income situation and financing options.

Trusted & licensed

Tomas Funes · NMLS #2222259

Lending partner

Ready Mortgage Lenders

NMLS #1100518

Personal guidance, every step

The right loan for the right person.

You don’t have to figure it all out on your own. Whether you’re buying your first home, refinancing, investing in real estate, or navigating lending as a self-employed professional, Tomas helps you find a path that fits your goals without guesswork or cookie-cutter solutions.

Meet Tomas

Quick 1-minute loan request

Let’s start with where you are.

Answer a few quick questions and Tomas can follow up with a more useful first conversation. This request isn’t a loan application or approval.

  • Speak with Tomas about your plans
  • No obligation and no credit check for this request
  • A few quick steps, at your pace
Question 1 of 8Your answers stay with Tomas

Please don’t include account numbers, Social Security numbers, or other sensitive financial details.